With the rising healthcare cost, the necessity of having the right and affordable health insurance plans has been increasing day-by-day. If you have a comprehensive health plan, you can save you hard-earned money that otherwise you have to use to pay medical bills. Health insurance makes it possible to avail healthcare facility at in-network doctor clinics and hospitals. However, if you are worried about the monthly premium, you have plenty of options in terms of affordable and cheap health insurance plans . You just need to be a bit knowledgeable and keep your eyes open. 4 Important Tips to obtain Affordable Healthcare Plans 1. Compare the Plans on the basis of Metal Categories - There are four metal categories of health plans, Bronze, Silver, Gold, and Platinum. These categories show how healthcare costs is shared between you and our insurer. This categorization helps you to pick the right plan as per your income level. 2. Compare the plans on the basis