Affordable Medicare Health Plans Cover Citizens Who Truly Deserve

As far as affordability is concerned there is no comparison to Medicare in the U.S. Of course, you have to meet the eligibility criteria of any one of the affordable Medicare health plans. Medicare is a Federal Government program that offers health care insurance for the following categories of applicants:

· Individuals above the age of 65 years

· Individuals receiving Social Security Disability Insurance (SSDI) and under the age of 65 years

· Individuals receiving the treatment for end-stage renal disease (ESRD) and under 65 years 

Types of Medicare

The Center for Medicare and Medicaid Services (CMS) is the Federal agency administering Medicare across the country. You can receive details of Medicare from your state-administered marketplace. Medicare has certain categories. Part A and Part B Medicare are completely under the purview of the CMS. These two categories are also known as Original or Traditional Medicare plans. Part A offers hospital inpatient coverage while Part B offers medical or outpatient coverage.

Apart from these two categories, there are two more categories of Medicare. These are Medicare Advantage and Medicare Part D. These two categories of Medicare are available from private insurers of the state marketplaces. Private insurers sell these policies as per certain agreement with the CMS. Part D offers prescription drug coverage and Medicare Advantage is a combination of all these three above-mentioned parts with some added advantages attached to each plan. Medical advantage plans are truly affordable Medicare health plans offering loads of benefits at low costs (premiums).

Choose Medicare Plan Carefully

Several private insurers are offering Medicare Coverage with added facilities over in-built ones. You have to choose anyone as per your requirements and your out-of-pocket-costs. It also determines where and how much care you can expect from the network. If you under the coverage of Original Medicare (Part A or Part B), you are eligible to visit any doctor or Hospital of the country that accepts Medicare while Medicare Advantage plans have restrictions in this regard. On the other hand, Medicare Advantage can cover routine dental care and eye check-up that you don’t get from Original Medicare. The CMS has also developed facilities for adding Part D with Original Medicare to help an insured to obtain better healthcare services.

Every single citizen of the country has the right to have the best healthcare services. Federal Government knows that not everyone is financially strong enough to buy a normal health plan especially when they are aged or depending on state aids. Medicare solves this problem by making available necessary healthcare services that the aged population or people with disabilities having no fixed earning need.